Returning to work? Four things you need to think about

There are many reasons for taking a break from the workforce: to have a baby, look after family members, or recover from a redundancy or illness. Whatever the reason, returning to work can be challenging. Here are some tips that may help give you the confidence you’re...

The Budget may make it easier to downsize

The 2017 Federal Budget makes the downsizing question easier to answer for older people. The latest Federal Budget flags an important change for people aged 65 and over wishing to downsize. The measure encourages older people to downsize into housing that better meets...

Fixed income: friend or foe?

Fixed income has been a friend to investors. Over the past 20 years, the annualised return to the end of last year for both domestic and global fixed income has exceeded global share returns. But with rates so low and bond prices so expensive, will fixed income become...

Money hacks for teens and young adults

Help your teens and young adults manage how they spend and save. So your teenagers and young adults know how to spend, but do they know how to budget for the things they really want? Learning good money management should be an essential life skill. A reason to save...

Reduce stress to cut your heart attack risk

A new study links stress with heart disease, but there are easy ways to stay healthy and protect your heart. Stress is part of modern life but a new study shows that being stressed takes a serious, and lasting, toll on your health and increases your risk of heart...

Budget for a very merry Christmas

A bit of planning and forethought may help take the financial stress out of Christmas. Christmas is a happy time of year that brings people together but it can also be expensive. With a bit of early planning you may control your festive season spending. Here are some...

Key-person insurance: Protection for your business

How would your organisation cope if something happened to a key person? Unexpected events can play havoc not only with people’s lives but also with businesses. However, business owners are often so busy they don’t stop to consider the true cost of the loss of a key...

Planning a holiday? Here are some tips

With the summer holidays just around the corner, it’s not too late to do your financial planning for the holidays Here’s how to minimise your financial stress for a well-deserved break. Plan ahead The earlier you start planning, the more money you can save. And when...

Create a great financial new year

New Year’s resolutions are easy to make but often hard to keep. But there are real benefits to making financial resolutions. Here are some helpful suggestions to get you started. Get back to basics If you find it near-impossible to reach your financial goals, you may...

What is bitcoin?

Bitcoin is a type of digital currency known as a cryptocurrency. It operates on a decentralised peer-to-peer networked program on your computer, meaning that transactions can be conducted between a buyer and seller without the need for any third party oversight such...